They say money can’t buy happiness, but it can buy a little peace of mind when you use it to protect your loved ones and assets with an estate plan. Putting these essential documents in place is one of the most thoughtful things you can do for your family and loved ones – one of the GREATEST acts of love.

When unexpected events occur, we are often left in shock, uncertainty and chaos. Imagine your loved one is in a car accident. After rushing to the hospital, you are denied information from the doctor because of something called HIPAA. You are asked about your loved ones health care directive. You are frustrated, anxious, and wondering what a HIPAA and health care directive is!

All you want in this moment is access, understanding, and time. What are these documents the hospital staff are referring to? Why don’t you have them? If they were so important why doesn’t everyone know about them? Anger and panic pump through your veins.

This is a reality that exists every day, and something we never want you to experience. By educating yourself on the realities of health care and financial laws, you are putting yourself in a place of knowledge and power. Our goal is to empower you to make your own healthcare and financial decisions, rather than leaving it up to the state of California. That is why we offer a free, quality Health Care Directive, Power of Attorney for Finance, and HIPAA Release.

While we cannot control the occurrence of such events, we can control how we respond. Take 15 minutes to complete these three free crucial documents. Share them with your family and talk about your wishes. Being prepared and organized in this area speaks volumes to your character. It says I don’t want my loved ones to worry, I care about you. This Valentine’s Day, take a step into courage and love. Remember, actions speak louder than words.